Privacy Policy

This policy explains how the Paydate app for iPhone, iPad, Mac and Apple Watch (“Paydate,” “the app”) handles information. Paydate is made by Jammy G Studios (“we,” “us”). If you have questions, email privacy@getpaydate.app.

What we collect

Nothing from the app. We don’t run servers for Paydate, so the information you enter never reaches us. Paydate has no sign-up, no analytics, no advertising and no third-party tracking tools, and it never asks for your bank login.

Where your budget is stored

Everything you add to Paydate (income, bills, subscriptions, debts, savings goals, notes and settings) is stored:

• On your device, so the app works offline.
• In your private iCloud account, using Apple’s iCloud (CloudKit), so it syncs across your devices signed in to the same Apple Account. Apple stores this data under its own privacy policy; we can’t access it.

If you turn on “Same look on all my devices,” your appearance settings (such as theme and emoji preferences) sync through iCloud too.

Widgets and the Apple Watch app read a small summary of your budget, such as your next payday and what’s left to spend, from your device. It isn’t sent anywhere else.

Sharing a budget

If you invite someone to a budget, Paydate uses Apple’s iCloud sharing. The people you invite can see and edit that budget, and you can stop sharing at any time. If you pick someone from your contacts to invite, Paydate keeps only their name on your device, so the invite shows a name before they join. Paydate doesn’t read or upload your contacts.

Scanning bills, receipts and statements

When you scan or import a bill, pay stub, screenshot or statement, the text is read on your device using Apple’s built-in text recognition and, where available, Apple’s on-device intelligence model. The image is not uploaded. You review what was found before anything is saved.

Permissions you can choose to grant

• Notifications: reminders before bills are due, payday notes and check-ins. They are scheduled on your device.
• Calendar: if you turn it on, Paydate adds your bills and paydays to the calendar you choose. If you choose a calendar from another provider, such as an account added in your device’s Calendar settings, that provider stores those events under its own policy.
• Camera and photos: only to scan a bill or pick a screenshot when you ask.
• Contacts: only to pick someone when you invite them to a budget.

You can change any of these in your device’s Settings at any time.

Purchases

Paydate Plus is sold through the App Store. Apple processes the payment; we never receive your payment details. The app only checks with Apple whether your Apple Account has Plus. To manage or cancel a subscription, go to your App Store subscriptions.

Exports and backups

If you export a backup (for example, as an Excel file), the file is created on your device and goes only where you send or save it.

Links to other websites

Paydate may link to outside resources, such as government or nonprofit help pages. Those sites have their own privacy practices.

Deleting your data

In Paydate, go to Account and choose Delete all my data. This removes every budget you own from all your devices and from your iCloud. Budgets someone else shared with you belong to them and aren’t affected. Deleting the app alone doesn’t delete your iCloud data. You can also manage Paydate’s iCloud storage in your device’s iCloud settings.

Our website

This policy also covers getpaydate.app. The website has no ads, no analytics and no tracking cookies, and it loads its fonts from our own site.

• Hosting: the site is hosted by Cloudflare, which processes basic technical information (such as IP addresses) to deliver the pages and protect them from abuse, under Cloudflare’s privacy policy.
• Emails you send us: if you write to hello@, support@ or privacy@getpaydate.app, or ask to be told when Paydate launches, we use your email address and message only to reply to you and, if you asked, to tell you about Paydate’s launch. We don’t sell or share them, and we’ll delete them if you ask. Addresses from the sign-up form on this site are stored with Cloudflare, without your IP address or any tracking.

Children

Paydate is not directed to children under 13, and we don’t knowingly collect information from anyone, including children.

Your rights

Because we don’t hold your personal information, there’s nothing for us to access, correct or delete on our side. You control your data directly in the app and in your iCloud account. Depending on where you live, such as California or the EU, you may have rights under local privacy laws. If you have a request or question, contact us and we’ll help.

Not financial advice

Paydate is a planning tool. Its estimates and suggestions aren’t financial, tax or legal advice.

Changes to this policy

If we change how Paydate handles information, we’ll update this page and the effective date above. If a change matters, we’ll also mention it in the app’s release notes.

Contact

Jammy G Studios
Email: privacy@getpaydate.app