PaydatePress kit
In one line
Paydate is a privacy-first budgeting app that plans your money around your paychecks, alone or together with your partner.
About Paydate
Paydate counts down to every payday, sets aside what your bills, subscriptions and debts need from each paycheck, and shows you exactly what’s yours to spend. Couples can share one budget and plan every payday side by side: yours, theirs and together.
It’s built to feel personal, not like homework: 218 themes with matching app icons, a just-for-fun daily money horoscope, and on iPhone Duo, your theme’s emoji burst out when you unfold it. And it’s completely private. Paydate never asks for your bank login, has no ads or tracking, and keeps your budget on your devices and in your own iCloud.
At a glance
- Made by
- Gerard McGarity, Jammy G Studios
- Platforms
- iPhone, iPad, Mac and Apple Watch, including iPhone Duo
- Languages
- English, Spanish (Mexico), French and Thai
- Price
- Free. Paydate Plus is $3.99 a month, $29.99 a year or $69.99 once, with a 7-day free trial (US prices).
- Availability
- Coming soon to the App Store
- Privacy
- No bank login, no ads, no analytics. Data stays on the user’s devices and in their own iCloud.
Highlights
- A payday countdown, with bills set aside before you spend
- Budget together: yours, mine and ours, split bills and weekly money dates
- A debt payoff plan, avalanche or snowball, with a debt-free date
- 218 themes with matching app icons, and seasons that change on their own
- Widgets, Lock Screen notifications and an Apple Watch app
- Money set aside in buckets, so you always know what’s really yours
- Every subscription in one place, with what it really costs over a year and a heads-up before yearly renewals
- The iPhone Duo unfold burst
Screenshots
Full-resolution files are in the press kit.
Why Paydate exists
For years, my husband and I ran our money out of a shared spreadsheet. It worked, but it was never what I actually wanted: somewhere to put what I make and what I owe, and have it tell me how much to set aside from each paycheck.
I used to bank with Simple, and I loved its buckets. Money set aside for rent was just gone from view, so I always knew what was really mine. When Simple shut down, my new bank didn’t have anything like it, and a spreadsheet on an iPhone is no fun to use. So I built the thing I was missing: Paydate sets money aside paycheck by paycheck, and it lives on every device we use, from my phone to my Mac to my watch.
Subscriptions were the other part. These days everything is a subscription, and they pile up quietly: a few dollars here, a yearly renewal you forgot about there. It’s hard to keep track of them, let alone what they really cost over a year. Paydate puts them all in one place, shows what they add up to, sets a little aside each paycheck so renewals never catch us off guard, and gives a heads-up a week before a yearly one renews, so we can decide if it’s still worth it.
Now it’s easy for both of us. Marking a bill paid takes a tap instead of a trip to the spreadsheet, and we both stay in the loop without having to ask. We can see our savings add up in one place, which keeps us motivated and cheering each other on. And it all feels like the Apple apps we already love: widgets, our watches, notifications, everywhere we are.
There’s a softer reason too. I’ve watched people I love go through hard seasons, like dealing with child support or losing someone close. Money gets scary in those moments, and it’s easy to look away. I wanted a budget that feels like a safe space instead: calm, private, and a little bit you, so opening it doesn’t feel like a chore.
Gerard McGarity, founder of Jammy G Studios. Rooted in Manayunk, Philadelphia, and made with love in San Francisco.
Contact
For interviews with Gerard, review access or anything else, email hello@getpaydate.app. We’re happy to set up TestFlight access before launch.